Buying or Refinancing?

We’ll Do The Heavy Lifting

You need a mortgage and we’ve got the goods!

Check out some of our rates and programs below.

Today's Rates

Up to $647,200

15 YR FIXED

3.625% RATE

3.948% APR

30 YR FIXED

4.375% RATE

4.551% APR

Up to $970,800

15 YR FIXED

3.875% RATE

4.202% APR

30 YR FIXED

4.550% RATE

4.742% APR

Jumbo up to $2M

30 YR FIXED

4.500% RATE

4.716% APR

Contact us for loans above $2M.

Bank Statement Program

30 YR FIXED

5.625% RATE

5.767% APR

Investor Cash-Flow

30 YR FIXED

5.875% RATE

6.021% APR

Profit & Loss Program

30 YR FIXED

6.375% RATE

6.599% APR

Zero Doc Program

30 YR FIXED

6.350% RATE

6.605% APR

Who We Are

Loan Professors is a mortgage marketplace with access to the nation’s top 100 (and counting) wholesale lenders.

Through our Top Rate Aggregator Program, we are able to shop all 100 lenders and negotiate the best terms for you, based on your specific needs.

100

TOP LENDERS IN THE US

25

DAYS AVERAGE CLOSING

10

MINUTES TO APPLY

How it Works.

Financing a home doesn’t have to be so complicated. We’ll walk you through the process so that you’re educated on your options and armed with a pre-approved loan right when you need it most.

Apply Online

Apply today in minutes using our simple online form

Set Up a Time to Discuss Your Options

We’ll set up a consultation with one of our loan professors to discuss your financial goals and your specific needs in detail.

Get Approved

We’ll shop your loan with our top lenders, and provide you with the options that best fit your specific financial needs.

Close Your Loan

Now that you have your loan approval, you’ll be able to use it to finance the home you want in as little as 15 days. And we’ll be there with you every step of the way.

Our Top Wholesale Lenders

Backed By

We’ll let you know which loan is best for you.

These are some of the most common loans used for home financing and some ALTERNATE options that do not require tax returns.

Conventional

A non-government loan that is typically fixed in its terms and rate. The most common type of mortgage (i.e., Fannie Mae/Freddie Mac).

Self-Employed

We offer many loan options for self-employed individuals who don’t have sufficient income on their tax returns. Check out our ALTERNATE INCOME pricing page.

Jumbo

Jumbo loans are loan amounts above county conforming limits. We offer many Jumbo loan options up to $10M.

Investor

If you’re looking for an investment property, we have great options that do not verify income/employment. Check out the Investor Cash-Flow program in our ALTRENATE INCOME pricing page.

FHA/VA

FHA and VA offer government mortgage loans that have features that make them easier for first-time homebuyers to obtain.

Renovation

We offer conventional renovation loans for homeowners without any experience to new construction loans for experienced developers and everything in between.

Chat with one of our Loan Experts Today.

We’re available Monday to Friday to answer your questions!

Michael and the LP Financial Team are amazing! I have nothing but great things to say about Moe and Michael! They helped us to quickly and efficiently navigate a complex personal mortgage scenario in order to purchase our first home in the USA. Not only were they extremely helpful throughout the entire process - constantly communicating, answering all ...

Grant from Agoura Hills, CAFirst Home Purchase

Absolutely Amazing! WOW! Working with Michael was an amazing and smooth experience, he went above and beyond to close our purchase... He's available 24/7 and answered every question we had. We are definitely recommending him and Loan Professors to everyone we know.

Monica VargasHome Purchase

After having Bad Experiences with both C and QL, LP Financial came through 100% It was a Fast, Simple and Professional Process / Transaction with "No False Promises" Moe and Michael at LP Financial are both extremely knowledgeable and will "Get Your Loan or Refinance Closed"! We would Highly Recommend ...

SugarHouseFarmRefinance

I got my new home financing through Loan Professors. I was pleasantly surprised at how professional, knowledgeable, friendly and extremely helpful, both Mo and Michael were. I had the constraints of a short escrow and they made it happen!

Icree84uHome Purchase