Why wait weeks or months for the money you need today? Our HELOC program can get you the funds you needs in as little as 5 business days. Complete digital process.
Get Funded
in Days
Not weeks or months.
No Upfront
Costs
Get your funds without having to come out of pocket.
Flexible
Terms
Chose the terms that best fit your needs.
Fast, Easy &
Online
Complete digital process.
Fixed
Rates
No surprise payment increases.
5 Minutes to Apply.
Get qualified in days.
view terms and disclaimers
- Interest rates are determined by loan components through AI. Rates may range from 5.74% APR – 16.5% APR.
- A full draw is required at closing.
- No prepayment penalty applies.
- 100% Maximum redraw available (based on initial credit line) in minimum increments of $500.
- Draw period of 5, 4, 3, or 2 years, depending on initial term (30, 15, 10, or 5 years, respectively).
- Interest rates are fixed with no interest-only period; payments are fully amortized.
- Quoted interest rates include a total of 0.5% in discounts: 0.25% for automatic payments and 0.25% for enrollment in credit union account. Opting out of either or both features will increase the interest rate accordingly.
- One-time origination fee of 1.50%, 3.99%, or 4.99% depending on applicants election (choices vary based on creditworthiness, state of residence, and loan-to-value)
- Rates and terms are subject to change at any time without notice.
- $20K minimum loan amount. Maximum $400K loan amount.
- Funding timelines may be delayed due to, but not limited to, the following factors: verification of income and employment; closing the loan with remote online notary; loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing; property location; verification of property condition; and other factors.
- This is not a commitment to lend.
Get Funded
in Days
Not weeks or months.
No Upfront
Costs
Get your funds without having to come out of pocket.
Flexible
Terms
Chose the terms that best fit your needs.
Fast, Easy &
Online
Complete digital process.
Fixed
Rates
No surprise payment increases.
5 Minutes to Apply.
Get qualified in days.
Why wait weeks or months for the money you need today? Our HELOC program can get you the funds you needs in as little as 5 business days. Complete digital process.
view terms and disclaimers
- Interest rates are determined by loan components through AI. Rates may range from 5.74% APR – 16.5% APR.
- A full draw is required at closing.
- No prepayment penalty applies.
- 100% Maximum redraw available (based on initial credit line) in minimum increments of $500.
- Draw period of 5, 4, 3, or 2 years, depending on initial term (30, 15, 10, or 5 years, respectively).
- Interest rates are fixed with no interest-only period; payments are fully amortized.
- Quoted interest rates include a total of 0.5% in discounts: 0.25% for automatic payments and 0.25% for enrollment in credit union account. Opting out of either or both features will increase the interest rate accordingly.
- One-time origination fee of 1.50%, 3.99%, or 4.99% depending on applicants election (choices vary based on creditworthiness, state of residence, and loan-to-value)
- Rates and terms are subject to change at any time without notice.
- $20K minimum loan amount. Maximum $400K loan amount.
- Funding timelines may be delayed due to, but not limited to, the following factors: verification of income and employment; closing the loan with remote online notary; loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing; property location; verification of property condition; and other factors.
- This is not a commitment to lend.
Savvy Clients = Happy Clients
Another Loan with amazing service!
Thank you Moe, You did another amazing loan for me! I am deeply grateful! You are so professional and so knowledgable and I love how you communicate throughout the entire process of getting a loan. In my 30 years in real estate you are definitely the best Mortgage Broker I have worked with. In addition, your team of people are amazing! Especially the travelling Notary Astrid, what an Angel she is :)) I will definitely refer you to my family and all of my clients.
Sarita Sarr, Indian Wells, CA
Refinance
Working with Michael at The Loan Professors was a dream.
He was extremely helpful in educating me, guiding me through every step of my purchase, and following up. As a first time buyer, | feel very lucky to have him by my side. Would recommend 10/10! Oh, he also got my escrow closed in 2 weeks!!
Mike. S from Brooklyn, NY
I can’t say enough about Moe and the work that he and his colleagues do.
Moe was with us every step of the way guiding and helping us through this very foreign process. My wife and I have now used he and his team for 2 loans and I would come by a 3rd and 4th time! All I can emphasize is they take great care of you and do an amazing job!
Nash Tennant
Moe’s the best!
Got me an awesome rate, was super responsive to my questions and helped me close fast! Also LP's online portal was easy to use. Definitely recommend!
Kgolf93 from Los Angeles, CA
Refinance
I used LoanProfessors.com to refinance my home loan.
Moe was very professional and processed my loan with professionalism and kindness. He was very thorough and completed my loan process very quickly with a really low rate. I highly recommend them. I previously used them for my home purchase a little over a year ago and they went above and beyond then as well. Thank you Moe Ghazi and team for making the process easy.
Donna Gillette
Another great experience working with Loan Professors.
This is the second time I've used them and they make everything so easy. Michael was a pleasure to work with again. They were able to get me a great rate with low closing costs on my refinance. Highly recommended! Thank you again!!!
Joseph H., Santa Monica, CA
Moe’s team did a great job refinancing my home.
He and his team were great at getting back to me in a timely manner and getting the loan pushed through quickly. He made it painless to get my home refinanced and the fees were reasonable and worth every penny. Moe took the time to explain things in a way that I could understand and make a good decision. There were no pressure sales and I felt like I was in good hands.
Justin Murphy
This was my first time purchasing a home, so you can only imagine how nervous I was.
Im so thankful that I was referred to Moe and his team. He is extremely knowledgeable, communicative and he was helpful throughout the entire process. I couldn't have asked for a better team and they delivered a seamless transaction. Do yourself a favor, don't go anywhere else to get your loan done; go to Loan Professors!!
Mary G., Woodland Hills, CA
I was referred to Moe Ghazi by a very trustworthy friend and the rest is history.
Moe is busy but never too busy to be attentive, professional, understanding, kind and absolutely ON IT! He walked me through each and every aspect of a tricky loan, made sure I understood everything and welcomed questions as they arose. I never felt lost or confused during the entire process which by the way....was FAST! If you want a reliable one-stop-shop, LoanProfessors.com is your place.
Cindy Kahn
Moe Ghazi was so knowledgable and helpful with funding my loan.
He got me an amazing rate, went out of his way to be friendly and got my loan ready to fund way before escrow was going to close. So fast, such a wonderful experience, cannot recommend enough!
Kelsey Freedland
Choose Moe
Moe has done 2 refi's for me now, we will work on the third, he is absolutely great to work with, as I am a realtor for 34 years & I have worked with many lenders over the years, he is accurate, honest, & timely.
Valerie Basile from Los Angeles, CA
Refinance
Housing market moves fast and we needed a loan officer who could help us stay competitive.
Our initial loan officer (who wasn't with Loan Professors) told us it would take 41 days, minimum, which wasn't going to cut it in this crazy housing market. We found Moe and he got it done in 21 days!
Lisa Anderson
LP is fantastic!
Moe was incredibly professional and helpful during the months and moths of pre-qualification letters, and most importantly, during our actual loan process. It's great knowing that we have a competitive rate, and benefitting from excellent service. Don't hesitate to contact them!
Reed Kaufman
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